The Social Security and National Insurance Trust (SSNIT) has announced an increase in the maximum insurable earnings for contributors under its scheme, effective January 1, 2026.
In a public notice issued on January 14, 2026, SSNIT said the adjustment, made in consultation with the National Pensions Regulatory Authority (NPRA), raises the ceiling from GH¢61,000 to GH¢69,000.
According to the Trust, the revision is in line with Section 63(3) of the National Pensions Act, 2008 (Act 766), which mandates periodic reviews of pension contribution thresholds to reflect prevailing economic conditions.
With the new ceiling, the maximum annual contribution payable to SSNIT will increase to GH¢9,315 from 2026, affecting contributors whose earnings meet or exceed the revised limit.
SSNIT has urged employers and affected members to take note of the change and ensure that correct pension contributions are made from the effective date.
The Trust said the adjustment is expected to enhance long-term pension benefits for contributors while boosting inflows into the national pension scheme.
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